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    <loc>https://www.catherinegellatly.com/tiaa</loc>
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      <image:title>TIAA.org</image:title>
      <image:caption>A webpage for TIAA promoting retirement security with a background image of a smiling person in an orange jacket outdoors.</image:caption>
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      <image:title>TIAA.org</image:title>
      <image:caption>Estate balances at end of payout phase - This graph dispels common misconception that retirees leave a smaller estate balances that a traditional drawdown strategy. This allows the user to manipulate the data to better understand what an estate balance could look like depending on age at annuitization and age upon death.</image:caption>
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      <image:title>TIAA.org</image:title>
      <image:caption>A webpage titled "Retirement Unknowns" with a subtitle "No two retirees are on the same path." The page features two photographs, a woman with braids smiling and a man with gray hair outside near water. The menu on the left includes links such as Retirement unknowns, Guaranteed income, All about annuities, Our annuities, Getting your checks, Let's get started, and options to contact or schedule a meeting.</image:caption>
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      <image:title>TIAA.org</image:title>
      <image:caption>This bar chart shows how different retirement strategies payout in your first year of retirement. The user can see how that changes based on how long the savings period is.</image:caption>
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      <image:title>TIAA.org</image:title>
      <image:caption>Screenshot of a webpage explaining annuities with a menu on the left side, displaying options such as Introduction, All about annuities, and sub-options like Our annuities, Meet our offerings, Our fixed annuity, Calculate monthly amount, Our variable annuities, Getting your checks, and Let's get started. The main section discusses growth opportunities, low costs, built-in lifetime income, and highlights the unique benefit that there is no fee or penalty for participating in the Income Test Drive.</image:caption>
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      <image:title>TIAA.org</image:title>
      <image:caption>This area graph shows how the makeup of a portfolio changes based on the two variables of with and without TIAA's Annuity product, and risk profile. This graph was intended for investor education rather than end user.</image:caption>
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      <image:title>TIAA.org</image:title>
      <image:caption>Screenshot of a financial website page titled "Saving with a retirement annuity is easy" with a sidebar menu and a photo of two people having a discussion at a table.</image:caption>
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      <image:title>TIAA.org</image:title>
      <image:caption>This line graph shows the stability of TIAA's annuity products compared to bonds and allows the user to manipulate the period of time to display the data.</image:caption>
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      <image:title>TIAA.org</image:title>
      <image:caption>A webpage about retirement planning with a blue and dark blue color scheme. It features a sidebar menu and a main content area with the headline 'Dive deeper: TIAA profits go to you, not shareholders. Learn how you can get more.' There is an arrow button indicating to go to more information, and an icon of a hand with crossed fingers at the top right.</image:caption>
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      <image:title>TIAA.org</image:title>
      <image:caption>This shows the growth of $10,000 invested in TIAAs annuity contract and the average bond index to show that replacing a bond portion of the portfolio with TIAAs product will return the same or better - a common misconception amongst investors.</image:caption>
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    <image:image>
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      <image:title>TIAA.org</image:title>
      <image:caption>Screenshot of a webpage from TIAA retirement website. It shows a section titled 'Tell us about you to see your next steps,' with questions about career stage and employer benefits, and options to get advice or chat with support.</image:caption>
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